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    For turning dream homes into real homes

Southern Maine’s best home loans are at Town & Country

When you start shopping for your next home choose a local lender who knows your neighborhood. Looking to tap into your homes equity or refinance to a lower mortgage rate? We offer competitive, low-rate mortgages with flexible terms to fit your budget, whether you’re in the market for a first home or vacation home, a small condo or more square feet.

Applying online is as easy as 1-2-3

  • Apply now and complete the application in as little as 20 minutes.
  • Your information will be reviewed for approval.
  • A Town & Country Mortgage Lending Specialist will follow up to answer any questions you might have.
Our goal is to provide our members with great local service and competitive rates. Our Mortgage Lending Specialists are only a phone call away if you need help. You can contact us at (800)649-3495

Online Mortgage Application

  • Get approved in minutes not weeks.
  • Easy application process and local decision making.
  • Competitive rates and flexible terms to meet your needs.

Mortgage Loan Options

  • Conventional Loans with as little as 3% down.
  • Portfolio Loans Offer Flexible Financing for Diverse Homes.
  • Second Homes for Mainers and Non-Residents.
  • Seasonal Homes / Camps Including Off Grid Homes.
  • Land Loans for Purchasing Undeveloped Land.
  • Non-Warrantable Condos, Financing for Unique Condominium.
  • Non-Owner Occupied One – Four Family Rental Properties.

Mortgage Calculators

  • How much would my monthly payment be?
  • Can I save money by refinancing now?
  • Use our calculators to help you make your decision.

Rate Watch

  • Sign up to have rate notifications e-mailed to you.
  • Receive an email when your desired rate becomes available. Rates can be emailed daily, weekly, or monthly.

Contact Us


Come experience what we can do for you

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We’re here to offer services that make it easy for you to manage your finances.
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