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An overdraft occurs when you do not have enough money in your account to cover a transaction but we pay it anyway.
We offer two different ways to cover your overdrafts:
We do authorize and pay overdrafts for the following types of transactions:
We will not authorize and pay overdrafts for the following types of transactions unless you authorize us to:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authroize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices:
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, you may complete the form below.
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'hustle_custom_palettes' LIMIT 1
Time: 22.195 ms
Query:
SELECT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id
WHERE tt.term_taxonomy_id IN (146)
LIMIT 1
Time: 17.578 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (185,186,2596,808,813,814,810,812,4459,815,816,817,818,819,820,821,822,823,824,3851,826,2601,174,175,176,177,2598,156,157,195,159,158,2638,3852,160,196,2599,162,163,164,165,2602,178,180,181,183,184,205,179,182,2600,166,167,2604,168,169,3853,170,171,172,173,2597,151,154,153,155,2603,2607,3044) ORDER BY meta_id ASC
Time: 11.662 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (10,12,687,689,691,693,695,4439,697,699,701,703,705,707,709,711,713,715,719,69,73,71,75,14,20,21,24,27,29,35,77,79,81,83,85,115,117,119,121,123,125,127,87,99,7,101,103,107,111,109,113,89,93,95,97) ORDER BY meta_id ASC
Time: 7.573 ms
Query: SELECT tcfcu_posts.* FROM tcfcu_posts WHERE ID IN (10,12,687,689,691,693,695,4439,697,699,701,703,705,707,709,711,713,715,719,69,73,71,75,14,20,21,24,27,29,35,77,79,81,83,85,115,117,119,121,123,125,127,87,99,7,101,103,107,111,109,113,89,93,95,97)
Time: 6.722 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts
WHERE 1=1 AND tcfcu_posts.post_type = 'acf-field-group' AND ((tcfcu_posts.post_status = 'publish' OR tcfcu_posts.post_status = 'acf-disabled'))
ORDER BY tcfcu_posts.menu_order ASC, tcfcu_posts.menu_order ASC, tcfcu_posts.post_title ASC
Time: 3.074 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'yootheme' LIMIT 1
Time: 3.054 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts LEFT JOIN tcfcu_term_relationships ON (tcfcu_posts.ID = tcfcu_term_relationships.object_id)
WHERE 1=1 AND (
tcfcu_term_relationships.term_taxonomy_id IN (131)
) AND tcfcu_posts.post_type = 'nav_menu_item' AND ((tcfcu_posts.post_status = 'publish'))
GROUP BY tcfcu_posts.ID
ORDER BY tcfcu_posts.menu_order ASC
Time: 2.918 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (2708) ORDER BY meta_id ASC
Time: 2.340 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (2609,520,521,519,524,523,525,526) ORDER BY meta_id ASC
Time: 2.010 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 4326 LIMIT 1
Time: 1.956 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (532,2675,2676,535,2668,2669) ORDER BY meta_id ASC
Time: 1.873 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (527,528,529,530,2677) ORDER BY meta_id ASC
Time: 1.767 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts LEFT JOIN tcfcu_term_relationships ON (tcfcu_posts.ID = tcfcu_term_relationships.object_id)
WHERE 1=1 AND (
tcfcu_term_relationships.term_taxonomy_id IN (145)
) AND tcfcu_posts.post_type = 'nav_menu_item' AND ((tcfcu_posts.post_status = 'publish'))
GROUP BY tcfcu_posts.ID
ORDER BY tcfcu_posts.menu_order ASC
Time: 1.758 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (2103,2065,3) ORDER BY meta_id ASC
Time: 1.736 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts LEFT JOIN tcfcu_term_relationships ON (tcfcu_posts.ID = tcfcu_term_relationships.object_id)
WHERE 1=1 AND (
tcfcu_term_relationships.term_taxonomy_id IN (146)
) AND tcfcu_posts.post_type = 'nav_menu_item' AND ((tcfcu_posts.post_status = 'publish'))
GROUP BY tcfcu_posts.ID
ORDER BY tcfcu_posts.menu_order ASC
Time: 1.728 ms
Query: SELECT * FROM tcfcu_rank_math_redirections WHERE status = 'active' AND ( sources like '%a:2:{s:7:\"pattern\";s:56:\"financial-calculators/auto-loan-affordability-calculator\";s:10:\"comparison\";s:5:\"exact\";}%' or sources like '%financial%' or sources like '%calculators%' or sources like '%auto%' or sources like '%loan%' or sources like '%affordability%' or sources like '%calculator%' ) ORDER BY updated DESC
Time: 1.675 ms
Query: SELECT user_id, meta_key, meta_value FROM tcfcu_usermeta WHERE user_id IN (1) ORDER BY umeta_id ASC
Time: 1.650 ms
Query:
SELECT DISTINCT t.term_id, tr.object_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id INNER JOIN tcfcu_term_relationships AS tr ON tr.term_taxonomy_id = tt.term_taxonomy_id
WHERE tt.taxonomy IN ('nav_menu') AND tr.object_id IN (527, 528, 529, 530, 2677)
ORDER BY t.name ASC
Time: 1.637 ms
Query:
SELECT tcfcu_posts.ID
FROM tcfcu_posts
WHERE 1=1 AND tcfcu_posts.post_parent = 2650 AND tcfcu_posts.post_type = 'page' AND ((tcfcu_posts.post_status = 'publish'))
ORDER BY tcfcu_posts.menu_order ASC, tcfcu_posts.post_title ASC
LIMIT 0, 1
Time: 1.584 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts LEFT JOIN tcfcu_term_relationships ON (tcfcu_posts.ID = tcfcu_term_relationships.object_id)
WHERE 1=1 AND (
tcfcu_term_relationships.term_taxonomy_id IN (144)
) AND tcfcu_posts.post_type = 'nav_menu_item' AND ((tcfcu_posts.post_status = 'publish'))
GROUP BY tcfcu_posts.ID
ORDER BY tcfcu_posts.menu_order ASC
Time: 1.581 ms
Query:
SELECT DISTINCT t.term_id, tr.object_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id INNER JOIN tcfcu_term_relationships AS tr ON tr.term_taxonomy_id = tt.term_taxonomy_id
WHERE tt.taxonomy IN ('nav_menu') AND tr.object_id IN (2609, 520, 521, 519, 524, 523, 525, 526)
ORDER BY t.name ASC
Time: 1.531 ms
Query: SELECT * FROM tcfcu_rank_math_redirections WHERE status = 'active' ORDER BY updated DESC
Time: 1.484 ms
Query:
SELECT DISTINCT t.term_id, tr.object_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id INNER JOIN tcfcu_term_relationships AS tr ON tr.term_taxonomy_id = tt.term_taxonomy_id
WHERE tt.taxonomy IN ('nav_menu') AND tr.object_id IN (532, 2675, 2676, 535, 2668, 2669)
ORDER BY t.name ASC
Time: 1.478 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='mailchimp_provider_settings' AND `module_id`=4
Time: 1.442 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='design' AND `module_id`=9
Time: 1.416 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts
WHERE 1=1 AND tcfcu_posts.post_parent = 2973 AND tcfcu_posts.post_type = 'acf-field' AND ((tcfcu_posts.post_status = 'publish' OR tcfcu_posts.post_status = 'trash'))
ORDER BY tcfcu_posts.menu_order ASC, tcfcu_posts.menu_order ASC
Time: 1.399 ms
Query: SELECT * FROM tcfcu_asl_configs WHERE `key` NOT IN ('server_key', 'notify_email') AND `type` NOT IN ('label', 'priv');
Time: 1.356 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='design' AND `module_id`=4
Time: 1.350 ms
Query: SELECT t.*, tt.* FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id WHERE t.term_id = 145
Time: 1.333 ms
Query:
SELECT ID, post_name, post_parent, post_type
FROM tcfcu_posts
WHERE post_name IN ('financial-calculators','auto-loan-affordability-calculator')
AND post_type IN ('page','attachment')
Time: 1.322 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='visibility' AND `module_id`=6
Time: 1.298 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (105,135,131) ORDER BY meta_id ASC
Time: 1.286 ms
Query: SELECT tcfcu_posts.* FROM tcfcu_posts WHERE ID IN (2103,2065,3)
Time: 1.231 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='display' AND `module_id`=6
Time: 1.209 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='emails' AND `module_id`=4
Time: 1.201 ms
Query: SELECT * FROM tcfcu_widgetkit WHERE id = "74"
Time: 1.197 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 2708 LIMIT 1
Time: 1.192 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts
WHERE 1=1 AND tcfcu_posts.post_parent = 2944 AND tcfcu_posts.post_type = 'acf-field' AND ((tcfcu_posts.post_status = 'publish' OR tcfcu_posts.post_status = 'trash'))
ORDER BY tcfcu_posts.menu_order ASC, tcfcu_posts.menu_order ASC
Time: 1.190 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (4326) ORDER BY meta_id ASC
Time: 1.188 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 105 LIMIT 1
Time: 1.183 ms
Query:
SELECT DISTINCT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id INNER JOIN tcfcu_term_relationships AS tr ON tr.term_taxonomy_id = tt.term_taxonomy_id
WHERE tt.taxonomy IN ('wpcode_type') AND tr.object_id IN (3913)
ORDER BY t.name ASC
Time: 1.177 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='local_list_provider_settings' AND `module_id`=4
Time: 1.172 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='mailchimp_provider_settings' AND `module_id`=4
Time: 1.171 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='track_types' AND `module_id`=9
Time: 1.157 ms
Query: SELECT t.*, tt.* FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id WHERE t.term_id = 144
Time: 1.143 ms
Query:
SELECT DISTINCT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id INNER JOIN tcfcu_term_relationships AS tr ON tr.term_taxonomy_id = tt.term_taxonomy_id
WHERE tt.taxonomy IN ('post_tag') AND tr.object_id IN (2650)
ORDER BY t.name ASC
Time: 1.134 ms
Query: SELECT t.*, tt.* FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id WHERE t.term_id = 131
Time: 1.129 ms
Query: SELECT t.*, tt.* FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id WHERE t.term_id = 146
Time: 1.121 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='visibility' AND `module_id`=9
Time: 1.118 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_activate_custom_content' LIMIT 1
Time: 1.108 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='settings' AND `module_id`=9
Time: 1.105 ms
Query: SELECT * FROM tcfcu_asl_configs WHERE `key` = 'tran_lbl';
Time: 1.102 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 2222 LIMIT 1
Time: 1.101 ms
Query: SELECT * FROM tcfcu_as3cf_items WHERE source_id = 2650 AND source_type = 'media-library'
Time: 1.093 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='track_types' AND `module_id`=2
Time: 1.087 ms
Query: SELECT tcfcu_posts.* FROM tcfcu_posts WHERE ID IN (135,131)
Time: 1.084 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='visibility' AND `module_id`=2
Time: 1.083 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (4244) ORDER BY meta_id ASC
Time: 1.075 ms
Query: SELECT * FROM tcfcu_rank_math_redirections_cache WHERE ( object_id = 2650 and object_type = 'post' ) OR BINARY from_url = 'financial-calculators/auto-loan-affordability-calculator' ORDER BY object_id DESC
Time: 1.072 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts
WHERE 1=1 AND (tcfcu_posts.ID = '2650') AND tcfcu_posts.post_type = 'page'
ORDER BY tcfcu_posts.menu_order DESC, tcfcu_posts.post_date DESC
Time: 1.068 ms
Query: SELECT m.`module_id` FROM tcfcu_hustle_modules AS m WHERE 1 AND m.`active`= 1 ORDER BY m.`module_id` DESC
Time: 1.064 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='content' AND `module_id`=6
Time: 1.056 ms
Query:
SELECT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id
WHERE tt.term_taxonomy_id IN (145)
LIMIT 1
Time: 1.052 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (2222) ORDER BY meta_id ASC
Time: 1.045 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='integrations_settings' AND `module_id`=4
Time: 1.044 ms
Query: SELECT meta_id, meta_value FROM tcfcu_postmeta WHERE post_id = 2650 AND meta_key LIKE 'rank\\_math\\_schema%'
Time: 1.040 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='mailchimp_provider_settings' AND `module_id`=4
Time: 1.024 ms
Query: SELECT t.*, tt.* FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id WHERE t.term_id IN (195)
Time: 1.019 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'site_logo' LIMIT 1
Time: 1.014 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='track_types' AND `module_id`=6
Time: 1.008 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (3913) ORDER BY meta_id ASC
Time: 1.005 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='track_types' AND `module_id`=4
Time: 0.997 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='settings' AND `module_id`=4
Time: 0.994 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='schedule_flags' AND `module_id`=2
Time: 0.992 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='schedule_flags' AND `module_id`=4
Time: 0.990 ms
Query: SELECT `key`,`value` FROM tcfcu_asl_configs WHERE `key` = 'api_key' OR `key` = 'map_language' OR `key` = 'map_region' OR `key` = 'advanced_marker' ORDER BY id ASC;
Time: 0.988 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='settings' AND `module_id`=2
Time: 0.982 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'hustle_hub_cache_timeout' LIMIT 1
Time: 0.981 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 3913 LIMIT 1
Time: 0.980 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='content' AND `module_id`=9
Time: 0.974 ms
Query: SELECT * FROM tcfcu_asl_settings WHERE `type` = 'additional_attributes'
Time: 0.973 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (2650) ORDER BY meta_id ASC
Time: 0.971 ms
Query: SELECT * FROM tcfcu_as3cf_items WHERE source_id = 2650 AND source_type = 'media-library'
Time: 0.970 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 3859 LIMIT 1
Time: 0.962 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_enable_notifier_for_forms' LIMIT 1
Time: 0.956 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='content' AND `module_id`=4
Time: 0.955 ms
Query: SELECT `key`, `value` FROM tcfcu_asl_configs WHERE `type` = 'label'
Time: 0.947 ms
Query: SELECT * FROM tcfcu_as3cf_items WHERE source_id = 2222 AND source_type = 'media-library'
Time: 0.946 ms
Query:
SELECT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id
WHERE tt.term_taxonomy_id IN (131)
LIMIT 1
Time: 0.941 ms
Query: SELECT `id`,`category_name` as name, `icon`, `ordr` FROM tcfcu_asl_categories WHERE lang = '' ORDER BY category_name ASC
Time: 0.934 ms
Query: SELECT * FROM tcfcu_users WHERE ID = '1' LIMIT 1
Time: 0.906 ms
Query:
SELECT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id
WHERE tt.term_taxonomy_id IN (144)
LIMIT 1
Time: 0.905 ms
Query: SELECT * FROM tcfcu_asl_settings WHERE `type` = 'additional_attributes'
Time: 0.891 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'hustle_hub_cache_enabled' LIMIT 1
Time: 0.887 ms
Query: SELECT * FROM tcfcu_hustle_modules WHERE module_id = 6
Time: 0.884 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (3859) ORDER BY meta_id ASC
Time: 0.882 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'hustle_provider_local_list_settings' LIMIT 1
Time: 0.881 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_jquery_form_selector_field' LIMIT 1
Time: 0.868 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_enable_timeout' LIMIT 1
Time: 0.858 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_apply_to_all_offsite_forms' LIMIT 1
Time: 0.856 ms
Query: SELECT module_type FROM `tcfcu_hustle_modules` WHERE `module_id`=9
Time: 0.851 ms
Query: SELECT * FROM tcfcu_hustle_modules WHERE module_id = 9
Time: 0.842 ms
Query: SELECT module_type FROM `tcfcu_hustle_modules` WHERE `module_id`=6
Time: 0.832 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'https_migration_required' LIMIT 1
Time: 0.829 ms
Query: SELECT id, name, ordr FROM tcfcu_asl_brands WHERE lang = '' ORDER BY name ASC
Time: 0.827 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_timeout_text_cancel' LIMIT 1
Time: 0.822 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_timeout_text_continue' LIMIT 1
Time: 0.812 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'forminator_module_use_donotcachepage' LIMIT 1
Time: 0.791 ms
Query: SELECT * FROM tcfcu_hustle_modules WHERE module_id = 4
Time: 0.783 ms
Query: SELECT module_type FROM `tcfcu_hustle_modules` WHERE `module_id`=2
Time: 0.756 ms
Query: SELECT id, name, ordr FROM tcfcu_asl_specials WHERE lang = '' ORDER BY name ASC
Time: 0.752 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_timeout_seconds' LIMIT 1
Time: 0.750 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_enable_progressbar' LIMIT 1
Time: 0.744 ms
Query: SELECT * FROM tcfcu_hustle_modules WHERE module_id = 2
Time: 0.730 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_debugtoconsole' LIMIT 1
Time: 0.729 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_timeout_statement' LIMIT 1
Time: 0.712 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'hustle_custom_palettes' LIMIT 1
Time: 22.195 ms
Query:
SELECT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id
WHERE tt.term_taxonomy_id IN (146)
LIMIT 1
Time: 17.578 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (185,186,2596,808,813,814,810,812,4459,815,816,817,818,819,820,821,822,823,824,3851,826,2601,174,175,176,177,2598,156,157,195,159,158,2638,3852,160,196,2599,162,163,164,165,2602,178,180,181,183,184,205,179,182,2600,166,167,2604,168,169,3853,170,171,172,173,2597,151,154,153,155,2603,2607,3044) ORDER BY meta_id ASC
Time: 11.662 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (10,12,687,689,691,693,695,4439,697,699,701,703,705,707,709,711,713,715,719,69,73,71,75,14,20,21,24,27,29,35,77,79,81,83,85,115,117,119,121,123,125,127,87,99,7,101,103,107,111,109,113,89,93,95,97) ORDER BY meta_id ASC
Time: 7.573 ms
Query: SELECT tcfcu_posts.* FROM tcfcu_posts WHERE ID IN (10,12,687,689,691,693,695,4439,697,699,701,703,705,707,709,711,713,715,719,69,73,71,75,14,20,21,24,27,29,35,77,79,81,83,85,115,117,119,121,123,125,127,87,99,7,101,103,107,111,109,113,89,93,95,97)
Time: 6.722 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts
WHERE 1=1 AND tcfcu_posts.post_type = 'acf-field-group' AND ((tcfcu_posts.post_status = 'publish' OR tcfcu_posts.post_status = 'acf-disabled'))
ORDER BY tcfcu_posts.menu_order ASC, tcfcu_posts.menu_order ASC, tcfcu_posts.post_title ASC
Time: 3.074 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'yootheme' LIMIT 1
Time: 3.054 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts LEFT JOIN tcfcu_term_relationships ON (tcfcu_posts.ID = tcfcu_term_relationships.object_id)
WHERE 1=1 AND (
tcfcu_term_relationships.term_taxonomy_id IN (131)
) AND tcfcu_posts.post_type = 'nav_menu_item' AND ((tcfcu_posts.post_status = 'publish'))
GROUP BY tcfcu_posts.ID
ORDER BY tcfcu_posts.menu_order ASC
Time: 2.918 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (2708) ORDER BY meta_id ASC
Time: 2.340 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (2609,520,521,519,524,523,525,526) ORDER BY meta_id ASC
Time: 2.010 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 4326 LIMIT 1
Time: 1.956 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (532,2675,2676,535,2668,2669) ORDER BY meta_id ASC
Time: 1.873 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (527,528,529,530,2677) ORDER BY meta_id ASC
Time: 1.767 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts LEFT JOIN tcfcu_term_relationships ON (tcfcu_posts.ID = tcfcu_term_relationships.object_id)
WHERE 1=1 AND (
tcfcu_term_relationships.term_taxonomy_id IN (145)
) AND tcfcu_posts.post_type = 'nav_menu_item' AND ((tcfcu_posts.post_status = 'publish'))
GROUP BY tcfcu_posts.ID
ORDER BY tcfcu_posts.menu_order ASC
Time: 1.758 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (2103,2065,3) ORDER BY meta_id ASC
Time: 1.736 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts LEFT JOIN tcfcu_term_relationships ON (tcfcu_posts.ID = tcfcu_term_relationships.object_id)
WHERE 1=1 AND (
tcfcu_term_relationships.term_taxonomy_id IN (146)
) AND tcfcu_posts.post_type = 'nav_menu_item' AND ((tcfcu_posts.post_status = 'publish'))
GROUP BY tcfcu_posts.ID
ORDER BY tcfcu_posts.menu_order ASC
Time: 1.728 ms
Query: SELECT * FROM tcfcu_rank_math_redirections WHERE status = 'active' AND ( sources like '%a:2:{s:7:\"pattern\";s:56:\"financial-calculators/auto-loan-affordability-calculator\";s:10:\"comparison\";s:5:\"exact\";}%' or sources like '%financial%' or sources like '%calculators%' or sources like '%auto%' or sources like '%loan%' or sources like '%affordability%' or sources like '%calculator%' ) ORDER BY updated DESC
Time: 1.675 ms
Query: SELECT user_id, meta_key, meta_value FROM tcfcu_usermeta WHERE user_id IN (1) ORDER BY umeta_id ASC
Time: 1.650 ms
Query:
SELECT DISTINCT t.term_id, tr.object_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id INNER JOIN tcfcu_term_relationships AS tr ON tr.term_taxonomy_id = tt.term_taxonomy_id
WHERE tt.taxonomy IN ('nav_menu') AND tr.object_id IN (527, 528, 529, 530, 2677)
ORDER BY t.name ASC
Time: 1.637 ms
Query:
SELECT tcfcu_posts.ID
FROM tcfcu_posts
WHERE 1=1 AND tcfcu_posts.post_parent = 2650 AND tcfcu_posts.post_type = 'page' AND ((tcfcu_posts.post_status = 'publish'))
ORDER BY tcfcu_posts.menu_order ASC, tcfcu_posts.post_title ASC
LIMIT 0, 1
Time: 1.584 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts LEFT JOIN tcfcu_term_relationships ON (tcfcu_posts.ID = tcfcu_term_relationships.object_id)
WHERE 1=1 AND (
tcfcu_term_relationships.term_taxonomy_id IN (144)
) AND tcfcu_posts.post_type = 'nav_menu_item' AND ((tcfcu_posts.post_status = 'publish'))
GROUP BY tcfcu_posts.ID
ORDER BY tcfcu_posts.menu_order ASC
Time: 1.581 ms
Query:
SELECT DISTINCT t.term_id, tr.object_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id INNER JOIN tcfcu_term_relationships AS tr ON tr.term_taxonomy_id = tt.term_taxonomy_id
WHERE tt.taxonomy IN ('nav_menu') AND tr.object_id IN (2609, 520, 521, 519, 524, 523, 525, 526)
ORDER BY t.name ASC
Time: 1.531 ms
Query: SELECT * FROM tcfcu_rank_math_redirections WHERE status = 'active' ORDER BY updated DESC
Time: 1.484 ms
Query:
SELECT DISTINCT t.term_id, tr.object_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id INNER JOIN tcfcu_term_relationships AS tr ON tr.term_taxonomy_id = tt.term_taxonomy_id
WHERE tt.taxonomy IN ('nav_menu') AND tr.object_id IN (532, 2675, 2676, 535, 2668, 2669)
ORDER BY t.name ASC
Time: 1.478 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='mailchimp_provider_settings' AND `module_id`=4
Time: 1.442 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='design' AND `module_id`=9
Time: 1.416 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts
WHERE 1=1 AND tcfcu_posts.post_parent = 2973 AND tcfcu_posts.post_type = 'acf-field' AND ((tcfcu_posts.post_status = 'publish' OR tcfcu_posts.post_status = 'trash'))
ORDER BY tcfcu_posts.menu_order ASC, tcfcu_posts.menu_order ASC
Time: 1.399 ms
Query: SELECT * FROM tcfcu_asl_configs WHERE `key` NOT IN ('server_key', 'notify_email') AND `type` NOT IN ('label', 'priv');
Time: 1.356 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='design' AND `module_id`=4
Time: 1.350 ms
Query: SELECT t.*, tt.* FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id WHERE t.term_id = 145
Time: 1.333 ms
Query:
SELECT ID, post_name, post_parent, post_type
FROM tcfcu_posts
WHERE post_name IN ('financial-calculators','auto-loan-affordability-calculator')
AND post_type IN ('page','attachment')
Time: 1.322 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='visibility' AND `module_id`=6
Time: 1.298 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (105,135,131) ORDER BY meta_id ASC
Time: 1.286 ms
Query: SELECT tcfcu_posts.* FROM tcfcu_posts WHERE ID IN (2103,2065,3)
Time: 1.231 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='display' AND `module_id`=6
Time: 1.209 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='emails' AND `module_id`=4
Time: 1.201 ms
Query: SELECT * FROM tcfcu_widgetkit WHERE id = "74"
Time: 1.197 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 2708 LIMIT 1
Time: 1.192 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts
WHERE 1=1 AND tcfcu_posts.post_parent = 2944 AND tcfcu_posts.post_type = 'acf-field' AND ((tcfcu_posts.post_status = 'publish' OR tcfcu_posts.post_status = 'trash'))
ORDER BY tcfcu_posts.menu_order ASC, tcfcu_posts.menu_order ASC
Time: 1.190 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (4326) ORDER BY meta_id ASC
Time: 1.188 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 105 LIMIT 1
Time: 1.183 ms
Query:
SELECT DISTINCT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id INNER JOIN tcfcu_term_relationships AS tr ON tr.term_taxonomy_id = tt.term_taxonomy_id
WHERE tt.taxonomy IN ('wpcode_type') AND tr.object_id IN (3913)
ORDER BY t.name ASC
Time: 1.177 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='local_list_provider_settings' AND `module_id`=4
Time: 1.172 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='mailchimp_provider_settings' AND `module_id`=4
Time: 1.171 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='track_types' AND `module_id`=9
Time: 1.157 ms
Query: SELECT t.*, tt.* FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id WHERE t.term_id = 144
Time: 1.143 ms
Query:
SELECT DISTINCT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id INNER JOIN tcfcu_term_relationships AS tr ON tr.term_taxonomy_id = tt.term_taxonomy_id
WHERE tt.taxonomy IN ('post_tag') AND tr.object_id IN (2650)
ORDER BY t.name ASC
Time: 1.134 ms
Query: SELECT t.*, tt.* FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id WHERE t.term_id = 131
Time: 1.129 ms
Query: SELECT t.*, tt.* FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id WHERE t.term_id = 146
Time: 1.121 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='visibility' AND `module_id`=9
Time: 1.118 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_activate_custom_content' LIMIT 1
Time: 1.108 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='settings' AND `module_id`=9
Time: 1.105 ms
Query: SELECT * FROM tcfcu_asl_configs WHERE `key` = 'tran_lbl';
Time: 1.102 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 2222 LIMIT 1
Time: 1.101 ms
Query: SELECT * FROM tcfcu_as3cf_items WHERE source_id = 2650 AND source_type = 'media-library'
Time: 1.093 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='track_types' AND `module_id`=2
Time: 1.087 ms
Query: SELECT tcfcu_posts.* FROM tcfcu_posts WHERE ID IN (135,131)
Time: 1.084 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='visibility' AND `module_id`=2
Time: 1.083 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (4244) ORDER BY meta_id ASC
Time: 1.075 ms
Query: SELECT * FROM tcfcu_rank_math_redirections_cache WHERE ( object_id = 2650 and object_type = 'post' ) OR BINARY from_url = 'financial-calculators/auto-loan-affordability-calculator' ORDER BY object_id DESC
Time: 1.072 ms
Query:
SELECT tcfcu_posts.*
FROM tcfcu_posts
WHERE 1=1 AND (tcfcu_posts.ID = '2650') AND tcfcu_posts.post_type = 'page'
ORDER BY tcfcu_posts.menu_order DESC, tcfcu_posts.post_date DESC
Time: 1.068 ms
Query: SELECT m.`module_id` FROM tcfcu_hustle_modules AS m WHERE 1 AND m.`active`= 1 ORDER BY m.`module_id` DESC
Time: 1.064 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='content' AND `module_id`=6
Time: 1.056 ms
Query:
SELECT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id
WHERE tt.term_taxonomy_id IN (145)
LIMIT 1
Time: 1.052 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (2222) ORDER BY meta_id ASC
Time: 1.045 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='integrations_settings' AND `module_id`=4
Time: 1.044 ms
Query: SELECT meta_id, meta_value FROM tcfcu_postmeta WHERE post_id = 2650 AND meta_key LIKE 'rank\\_math\\_schema%'
Time: 1.040 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='mailchimp_provider_settings' AND `module_id`=4
Time: 1.024 ms
Query: SELECT t.*, tt.* FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id WHERE t.term_id IN (195)
Time: 1.019 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'site_logo' LIMIT 1
Time: 1.014 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='track_types' AND `module_id`=6
Time: 1.008 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (3913) ORDER BY meta_id ASC
Time: 1.005 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='track_types' AND `module_id`=4
Time: 0.997 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='settings' AND `module_id`=4
Time: 0.994 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='schedule_flags' AND `module_id`=2
Time: 0.992 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='schedule_flags' AND `module_id`=4
Time: 0.990 ms
Query: SELECT `key`,`value` FROM tcfcu_asl_configs WHERE `key` = 'api_key' OR `key` = 'map_language' OR `key` = 'map_region' OR `key` = 'advanced_marker' ORDER BY id ASC;
Time: 0.988 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='settings' AND `module_id`=2
Time: 0.982 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'hustle_hub_cache_timeout' LIMIT 1
Time: 0.981 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 3913 LIMIT 1
Time: 0.980 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='content' AND `module_id`=9
Time: 0.974 ms
Query: SELECT * FROM tcfcu_asl_settings WHERE `type` = 'additional_attributes'
Time: 0.973 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (2650) ORDER BY meta_id ASC
Time: 0.971 ms
Query: SELECT * FROM tcfcu_as3cf_items WHERE source_id = 2650 AND source_type = 'media-library'
Time: 0.970 ms
Query: SELECT * FROM tcfcu_posts WHERE ID = 3859 LIMIT 1
Time: 0.962 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_enable_notifier_for_forms' LIMIT 1
Time: 0.956 ms
Query: SELECT `meta_value` FROM tcfcu_hustle_modules_meta WHERE `meta_key`='content' AND `module_id`=4
Time: 0.955 ms
Query: SELECT `key`, `value` FROM tcfcu_asl_configs WHERE `type` = 'label'
Time: 0.947 ms
Query: SELECT * FROM tcfcu_as3cf_items WHERE source_id = 2222 AND source_type = 'media-library'
Time: 0.946 ms
Query:
SELECT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id
WHERE tt.term_taxonomy_id IN (131)
LIMIT 1
Time: 0.941 ms
Query: SELECT `id`,`category_name` as name, `icon`, `ordr` FROM tcfcu_asl_categories WHERE lang = '' ORDER BY category_name ASC
Time: 0.934 ms
Query: SELECT * FROM tcfcu_users WHERE ID = '1' LIMIT 1
Time: 0.906 ms
Query:
SELECT t.term_id
FROM tcfcu_terms AS t INNER JOIN tcfcu_term_taxonomy AS tt ON t.term_id = tt.term_id
WHERE tt.term_taxonomy_id IN (144)
LIMIT 1
Time: 0.905 ms
Query: SELECT * FROM tcfcu_asl_settings WHERE `type` = 'additional_attributes'
Time: 0.891 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'hustle_hub_cache_enabled' LIMIT 1
Time: 0.887 ms
Query: SELECT * FROM tcfcu_hustle_modules WHERE module_id = 6
Time: 0.884 ms
Query: SELECT post_id, meta_key, meta_value FROM tcfcu_postmeta WHERE post_id IN (3859) ORDER BY meta_id ASC
Time: 0.882 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'hustle_provider_local_list_settings' LIMIT 1
Time: 0.881 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_jquery_form_selector_field' LIMIT 1
Time: 0.868 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_enable_timeout' LIMIT 1
Time: 0.858 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_apply_to_all_offsite_forms' LIMIT 1
Time: 0.856 ms
Query: SELECT module_type FROM `tcfcu_hustle_modules` WHERE `module_id`=9
Time: 0.851 ms
Query: SELECT * FROM tcfcu_hustle_modules WHERE module_id = 9
Time: 0.842 ms
Query: SELECT module_type FROM `tcfcu_hustle_modules` WHERE `module_id`=6
Time: 0.832 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'https_migration_required' LIMIT 1
Time: 0.829 ms
Query: SELECT id, name, ordr FROM tcfcu_asl_brands WHERE lang = '' ORDER BY name ASC
Time: 0.827 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_timeout_text_cancel' LIMIT 1
Time: 0.822 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_timeout_text_continue' LIMIT 1
Time: 0.812 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'forminator_module_use_donotcachepage' LIMIT 1
Time: 0.791 ms
Query: SELECT * FROM tcfcu_hustle_modules WHERE module_id = 4
Time: 0.783 ms
Query: SELECT module_type FROM `tcfcu_hustle_modules` WHERE `module_id`=2
Time: 0.756 ms
Query: SELECT id, name, ordr FROM tcfcu_asl_specials WHERE lang = '' ORDER BY name ASC
Time: 0.752 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_timeout_seconds' LIMIT 1
Time: 0.750 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_enable_progressbar' LIMIT 1
Time: 0.744 ms
Query: SELECT * FROM tcfcu_hustle_modules WHERE module_id = 2
Time: 0.730 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_debugtoconsole' LIMIT 1
Time: 0.729 ms
Query: SELECT option_value FROM tcfcu_options WHERE option_name = 'exitbox_timeout_statement' LIMIT 1
Time: 0.712 ms