The Fine Print

Makes for Interesting Summer Reading and Could Be Costing You Lots of Money

Still looking for a great summer read? While lots of other banks and credit unions highlight paying high interest on checking accounts, special offers on mortgages, and credit cards at rates that often sound too good to be true, taking time to read the fine print usually tells a story that is anything but a ‘happily ever after’ for your finances.

At Town & Country, we say what we mean and mean what we say.

Rewards Checking Account – You earn up to 5.25% APY on balances up to $10,000 with no minimum spend, only 12 debit card transactions per month with no minimum amount per transaction, have one direct deposit per month, and receive e-statements. Plus, there is no minimum balance and no monthly fees.  Open a free Rewards Checking Account. Reading the fine print from nearly every other financial institution promoting high rate checking accounts finds that a significantly higher number of debit card transactions and a high minimum monthly spend are both required each month to earn that high rate, making it much more difficult to earn the rate.

Mortgages – We offer market leading rates on a variety of mortgage products and options. You can get a mortgage for as little as 3% down, local decisions and local service, and closing costs that, on average, are thousands less than nearly every other local lender Apply now. Reading the fine print at other lenders finds that mortgage rates are usually above Town & Country’s, require more money down, servicing often ends up out of state making it much more difficult to get support and help if you need it, and closing costs and fees that are significantly higher.

Credit Cards – Town & Country offers a variety of Visa credit card options with awesome introductory rates starting as low as 3.9% APR for 12 months and competitively low rates after that, no fees for balance transfers, cash advances and other services. Apply now. The fine print at many other credit card lenders and companies finds rates significantly higher potentially adding up to thousands of dollars more in interest payments, fees for cash advances and other services.

At Town & Country, we pride ourselves on offering the ‘hoopla’ without all the hoops. In 2023, our members saved more than $13 million through better rates and fewer and lower fees. Now, that’s a great read!

Get started on a better story with Town & Country.